Credit Market Monitoring Reports
Analysis and monitoring of credit market trends and risks in Zambia's financial system.
About Credit Market Monitoring
The Bank of Zambia monitors credit market developments as part of its financial stability mandate. The quarterly Credit Market Monitoring Reports provide insights into lending trends, credit growth by sector, non-performing loans, and other key indicators that help assess the health of the credit market and identify potential risks.
Key Credit Indicators (Latest)
Total Private Sector Credit
ZMW 85.2 Bn
Non-Performing Loans Ratio
5.8%
Credit to Households
ZMW 28.4 Bn
Credit to Enterprises
ZMW 56.8 Bn
Report Archive
Showing 1-10 of 10 reports
Credit Market Monitoring Report - Q4 2025
Q4 | 2025
Credit Market Monitoring Report - Q3 2025
Q3 | 2025
Credit Market Monitoring Report - Q2 2025
Q2 | 2025
Credit Market Monitoring Report - Q1 2025
Q1 | 2025
Credit Market Monitoring Report - Q4 2024
Q4 | 2024
Credit Market Monitoring Report - Q3 2024
Q3 | 2024
Credit Market Monitoring Report - Q2 2024
Q2 | 2024
Credit Market Monitoring Report - Q1 2024
Q1 | 2024
Credit Market Monitoring Report - Q4 2023
Q4 | 2023
Credit Market Monitoring Report - Q3 2023
Q3 | 2023