Financial Institutions
The Bank of Zambia is responsible for licensing, regulating, and supervising all banks and non-bank financial institutions in Zambia to ensure the safety, soundness, and stability of the financial system.
Banks
Commercial banks and building societies licensed and regulated by the Bank of Zambia, including licensing requirements, registered institutions, branch networks, and financial statements.
Non-Bank Financial Institutions
Microfinance institutions, leasing companies, development finance institutions, credit reference bureaus, and other non-bank financial institutions regulated by the Bank of Zambia.
Key Regulatory Functions
Licensing
Processing applications for banking and non-bank financial institution licenses
Supervision
Ongoing monitoring and examination of licensed financial institutions
Prudential Regulation
Setting and enforcing capital adequacy, liquidity, and other prudential standards
Consumer Protection
Ensuring fair treatment of consumers and transparent disclosure of charges