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Policy Statement28 November 2025

Statement on Financial Inclusion Progress 2025

Statement on Financial Inclusion Progress 2025

The Bank of Zambia provides an update on financial inclusion progress in 2025.

Key Achievements:

• Financial inclusion rate increased to 69% from 59% in 2020 • Mobile money accounts reached 8 million • Agent banking points expanded to 12,000 nationwide

Challenges and Way Forward:

Rural areas continue to lag in financial access. The Bank will intensify efforts in rural financial inclusion.

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