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Press Release8 December 2025

Bank of Zambia Launches Financial Inclusion Strategy 2026-2030

Bank of Zambia Launches Financial Inclusion Strategy 2026-2030

The Bank of Zambia has unveiled a comprehensive five-year Financial Inclusion Strategy (2026-2030) aimed at expanding access to formal financial services across the country.

Key Objectives:

The strategy targets the following outcomes by 2030: • Increase financial inclusion from 69% to 85% of the adult population • Expand mobile money penetration to 75% of adults • Reduce the gender gap in financial inclusion by 50% • Increase MSME access to formal credit to 40%

Implementation Framework:

The strategy will be implemented through four strategic pillars: digital financial services expansion, consumer protection enhancement, financial literacy programs, and regulatory reforms to support innovation.

The Bank of Zambia calls on all stakeholders to support this important national initiative.

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