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Stability Statement10 December 2025

Financial Stability Statement H2 2025

Financial Stability Statement H2 2025

The Bank of Zambia presents its bi-annual Financial Stability Statement for the second half of 2025.

Key Findings:

• Banking sector remains well-capitalized • Credit growth has moderated • Non-performing loans ratio stable at 5.8% • Liquidity conditions adequate

The financial system remains stable with no systemic risks identified.

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